# Preferred Bank (PFBC)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $1.28B  
**Price:** $101.61 (+0.62%)

> Preferred Bank is a community-oriented financial institution specializing in commercial banking services, primarily serving businesses and professionals. Established in 1991 and headquartered in Los Angeles, California, it offers a comprehensive range of financial products, including commercial lending, real estate finance, and cash management services. Preferred Bank focuses on providing personalized banking solutions, making it a key player for small to medium-sized businesses seeking tailored financial services. The bank further distinguishes itself by offering customized depository accounts and treasury management solutions, addressing the unique needs of its predominantly commercial client base. Aiming to foster long-term relationships, Preferred Bank operates within the context of localized service yet maintains a strong financial performance and stability in the wider banking industry. This has established its significance in facilitating economic growth and development within the communities it serves, particularly within the Greater Los Angeles area and beyond.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $283M | — | — | $134M | $10.41 |
| 2024 | $284M | — | — | $131M | $9.64 |
| 2023 | $293M | — | — | $150M | $10.52 |
| 2022 | $254M | — | — | $129M | $8.70 |
| 2021 | $194M | — | — | $95M | $6.41 |
| 2020 | $180M | — | — | $69M | $4.65 |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $7.60B | $6.81B | $789M | $807M | $384M |
| 2024 | $6.92B | $6.16B | $763M | $766M | $165M |
| 2023 | — | — | $695M | $891M | $168M |
| 2022 | — | — | $630M | $748M | $169M |
| 2021 | — | — | $587M | $1.03B | $171M |
| 2020 | — | — | $525M | $739M | $118M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $165M | — | $167M |
| 2024 | $157M | — | $164M |
| 2023 | $165M | — | $173M |
| 2022 | $142M | — | $143M |
| 2021 | $123M | — | $119M |
| 2020 | $74M | — | $102M |

Source: [DividendWall](https://dividendwall.com/company/PFBC)