Essent Group Ltd. is a Bermuda-based holding company offering private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to the housing finance industry. It provides credit protection to mortgage lenders, borrowers, and investors by covering a portion of the unpaid principal balance of a mortgage and related expenses in the event of default, enabling lenders to extend additional financing to prospective homeowners and support affordable homeownership. The company operates primarily in the U.S. residential mortgage market, serving mortgage originators and investors through its subsidiaries, including Essent Guaranty and Agents National Title Insurance Company. Essent Group Ltd. focuses on responsibly managing mortgage credit risk via insurance-linked notes and other reinsurance mechanisms issued by special purpose insurers. Its title services facilitate real estate transactions by handling insurance and settlements. Founded in 2008 and headquartered in Hamilton, Bermuda, Essent Group Ltd. plays a vital role in the specialty insurance sector, promoting stability in housing finance.